my family and I could sure use them. We're just going through a tough time right now. There has been a shake-up at DH's work....they fired his boss and brought in a new guy. We were hoping that the replacement would be an old co-worker/friend, but it turns out that they hired somebody else. It's always nerve-racking when a change like this comes along. Rays for a smooth and good transition would be appreciated.
We're also dealing with getting our finances in order and our debt under control. I hate credit card debt. Right now it's just a huge monkey on my back. DH and I had a pretty big argument about it a week ago. It has left me feeling anxious and depressed.
Thanks for listening (or, reading). I appreciate any rays.
Hi Beth! Rays are headed your way. Change and transition as so difficult...especially when you aren't in control of it. I hope that everything settles down at your hubby's job. Finances are such a hard thing to struggle with and sometimes the weight on your shoulders is just so much! I hope that you and your DH can work through them together so that you don't have so much stress! We are thinking of you!
Sending rays to you !!! I can totally identify - it sure makes every day life tough. Hang in there - we are here to listen !
Money stress is the worse. I hope the transition is smooth at your husband's work. Don't let the stress of it all come between the two of you. You need each other more than ever now, you gotta stick together. I understand your anxious feelings and depression over the whole thing. Been there. Credit card debt.....once it gets its claws in you, it won't let go. One thing that helped us out of a tight spot was borrowing against our life insurance policies to pay off some debts. You might give that some thought. Your life insurance policies gain equity and cash value that you can borrow against. In most cases, you don't have to pay it back, but it will come right off the top if one of you dies. But regardless, its a place to get some cash for much needed debt relief. And all you have to do is make a phone call, there isn't any application form or anything like that. We are with MONY, and that is how it worked for us. I hope this helps. Hang in there, Beth, and thanks for trusting us to listen and help.
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Beth, praying the new boss transition for your husband goes well. Sometimes we see the glass as half empty when it is really half full....we always think the worst but then find out it wasn't as bad as we thought it would be.
Debt...oh yes....we can relate also. It is one of the most stressful things there can be. It can really put a strain on a relationship....yeah...credit card debt sucks big time. Been there done that. We are still paying them off but have a better handle on it now than ever. We just concentrated on paying them down one at a time. When the car was paid off, we threw that money on one of the cards, then another. We are all here to listen and help in any way we can. Take care, we are thinking of you :comfort:
Thank you all for the rays, advice, and support. You guys are the best. I am very thankful that I found this board. Whenever I have a joy or concern, I always know I can come here to share it and not feel judged. Patty, I will look into the life insurance option....I didn't even know you could do that. Cheryl, we're now doing what you've been doing....we've stopped using the cards and are just working on paying it down.
Thank you all for making this board a safe and supportive place. I just realized that I have been a part of this community for about 5 years now! I truly appreciate all of you here. :heart:
You poor thing....it's so hard to worry about these things. We are here for you.... just hang in there and take care of yourself!